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Product Highlight
A whole life insurance solution designed to build financial security through long-term protection. A solution that empowers you to start building financial security today, so you can pass on confidence for the future. Because good life planning is not only about taking care of yourself, but about ensuring your loved ones can move forward with confidence at every stage of life.
Loading Data...Benefit Details & Coverage
Life coverage up to age 99
Premium payment term: 6 years
Minimum sum assured: THB 500,000
Eligible for tax deduction up to THB 100,000 per year (subject to Revenue Department conditions)
Terms and conditions
Issue Age
1 month – 80 years old
Coverage Period
Until age 99 years
Premium Payment Period
6 years
Mode of payment
Annual, Semi-Annual and Monthly
Minimum Sum Assured
THB 500,000
Maximum sum assured per policy / per insured person
Subject to the Company's underwriting guidelines
Underwriting
Full underwriting
Additional coverage attachment
Additional riders may be attached, subject to the underwriting rules and conditions of each rider
* Underwriting is subject to the Company’s terms and conditions.
Cases which the Company does not cover
1. In the event of non-disclosure or misstatement, the Company reserves the right to void the insurance contract within
2 years from the policy effective date, or if there is reinstatement, should be counted from the reinstatement date, or
from the last reinforce date, or the date that the Company approves an increase of sum assured —applicable only to
the increased portion of the sum assured, as the case may be. This shall not apply where the insured has no insurable
interest in this insurance, or where there is misstatement of age such that the actual age falls outside the underwriting
age limits in accordance with normal commercial practice.
In the event that the Company becomes aware of information that entitles it to void the insurance contract but fails
to exercise such right within one (1) month from the date it becomes aware of such information, the Company shall
no longer be entitled to void the validity of the insurance contract in this respect.
2. In the event that the insured suicide within 1 year from the policy eff ective date, or if there is reinstatement, should be
counted from the reinstatement date, or from the last reinforce date, or the date that the Company approves an
increase of sum assured —applicable only to the increased portion of the sum assured, as the case may be.
3. In case of the insured is intentionally killed by the beneficiary.
Tax Deductible benefit
Life insurance premiums can be used for personal income tax deduction, up to a maximum of 100,000 Baht per year, as announced by the Director-General of the Revenue Department.
Remark
The purchaser should understand the details of coverage and conditions before making an insurance decision each time.
